Pricing
No percentages and no surprises: every StraightKeys fee is flat, shown before you commit, and settled on the closing statement - never upfront, never financed into your loan. Every figure below is an estimate (est.) until the final schedule is published.
The schedule
In the builder-direct program, buyers pay no platform fee - the builder pays StraightKeys.
$1,499-$2,999 est.
Buyer plans beyond the free tools, where available. Flat, per purchase - never a percentage of the price.
Settled at close - never upfront, never financed.
Run the commission calculatorA flat fee by sale price, where the seller product is available - deducted from proceeds at close.
$999-$2,500 est.
Settled at close - never upfront, never financed.
Generate a seller net sheetA per-closing success fee, priced against the buyer-side co-op it displaces.
$1,500-$4,000 est.
Plus a software subscription per community, typically $500-$2,000 est. per month. Success-only: if a sale doesn't close on the rail, there is no closing fee.
Settled at close - never upfront, never financed.
See the builder programThe math
Both sides transacting without agents: the buyer flat fee plus the seller tier at that price, against a traditional 6% total commission (totals commonly run 5-6%; the table uses 6% for round math).
| Home price | 6% commission | StraightKeys flat fees (est.) | Difference |
|---|---|---|---|
| $350,000 | $21,000 | $2,498 | $18,502 |
| $450,000 | $27,000 | $3,248 | $23,752 |
| $600,000 | $36,000 | $3,248 | $32,752 |
The difference stays in the deal. Depending on your state and your loan's contribution caps, it can reach you as closing costs covered, a rate buydown, or a lower price.
In some states, commission rebates to buyers are not allowed. There, buyer-side savings arrive as a lower price instead. The app reads each state's rules from a maintained legal dataset, so what you see inside the product is already state-aware.
Estimates only. Actual commissions, fees, and what savings you can receive vary by deal, market, lender, and state - confirm the exact figures with the parties involved.
How it settles
The schedule is public, and the free tools show the math at your price before you commit to anything.
No charge to start, no card on file, and the fee is never financed into your loan.
The flat fee appears on the settlement statement with the other closing figures, handled by the title or escrow company you chose.
The free tools run the commission math at your price - no account, no email, just the figures.
AI assistant. Not legal advice - it can't tell you what to decide, and it won't characterize neighborhoods or schools.